Please note: Rates are subject to change.
|
| |
RATE |
APY |
| Regular Shares |
2.00% |
2.04% |
|
(Compounded Daily, Date of Deposit to Date of Withdrawal)
|
| |
RATE |
APY |
| Checking Account |
0.50% |
0.50% |
|
(Interest Calculated on Average Daily Balance)
|
| |
RATE |
APY |
| Christmas Club |
1.00% |
1.00% |
|
| |
RATE |
APY |
| IRA Contributory |
2.50% |
2.55% |
|
Time Deposit |
TERM |
MIN. DEPOSIT |
RATE |
APY |
| 6 Month |
1000.00 |
3.63 |
3.69 |
| 1 Year |
500.00 |
3.83 |
3.90 |
| 2 Year |
500.00 |
3.87 |
3.95 |
| 3 Year |
500.00 |
3.87 |
3.95 |
| 4 Year |
500.00 |
3.92 |
3.99 |
|
GPC Loan Rates |
NEW CARS * |
TERM |
APR |
| |
36 MONTHS |
5.00%-10.00% |
| |
48 MONTHS |
5.00%-10.00% |
| |
60 MONTHS |
5.00%-10.00% |
| Loans Over $25,000 |
72 MONTHS |
6.00%-11.00% |
|
(80% OF STICKER)
(Discounts Available Call For Information) |
USED CARS |
|
|
| 2006 Models |
54 MONTHS |
6.00%-11.00% |
| 2005 Models |
48 MONTHS |
6.00%-11.00% |
| 2004 Models |
42 MONTHS |
6.00%-11.00% |
| 2002 & 2003 Models |
36 MONTHS |
6.00%-11.00% |
| New Boat |
UP TO 60 MONTHS |
7.75%-12.75% |
| Used Boat |
(DEPENDS ON AGE) |
8.25%-13.25% |
| Closed-end Signature Loan |
$2000 and Above |
9.75% - 14.75% |
| Closed-end Signature Loan |
Less than $2000 |
18.00% |
| Open-end Revolving line of credit |
|
18.00% |
| Savings Secured Loan |
|
4.00% |
| Certificate Secured Loan |
|
CERTIFICATE RATE PLUS 2.00% |
| Prestige Line of Credit |
|
*PRIME PLUS 2.90%
currently 8.15% |
| Home Equity |
borrow < 80% appraised value less 1st mortgage |
*PRIME PLUS 0.00% |
| Home Equity |
borrow 80%-85% appraised value less 1st mortgage |
*PRIME PLUS 1.00% |
| Second Mortgage Loan |
|
9.75% |
|
* Prime Rate on our adjustable-rate loans will be 5.25%
from 05-01-08 through 05-31-08
|